Terms of Service

QuiNVarium Wallet · Version 1.1 · Effective 25 September 2026

1. Agreement

These Terms govern QuiNVarium Wallet (the “app”) and the wallet service behind it, made available by QuiNVarium LLC, a company organised in New Mexico, United States (“QuiNVarium”, “we”). Contact: support@quinvarium.app. Mailing address: 1209 Mountain Road Pl NE, Ste N, Albuquerque, NM 87110, United States.

By creating or importing a wallet in the app you accept these Terms. If you do not agree, do not use the app. Our Privacy Policy explains what the service processes.

The app is currently distributed as a beta. Features, supported networks, assets and providers depend on the build you have and can change.

2. Who may use the app

You must be at least 18, able to enter into a binding agreement, and allowed to use the app under the laws that apply to you, including sanctions. Do not use the app to commit fraud, launder money, access another person's wallet without authority, evade lawful restrictions or attack the service. An independent provider may set its own eligibility, identity and residency requirements.

3. Self-custody

The app is a self-custody wallet. Your recovery phrase and private keys are created and stored on your device; we never receive them and cannot recover, reset or change them. Whoever holds the recovery phrase controls the assets. Keep an offline backup of it before you rely on the wallet, and never give it to anyone — our support will never ask for it.

We do not hold your assets, operate balances for you or move funds on your behalf. A watch-only wallet shows public information about an address and cannot sign anything.

4. Transactions

Before you confirm a transfer, swap, stake or signature, check the network, asset, address, amount, fee and any memo. Transactions on a public blockchain cannot be reversed by us or by anyone. A wrong address, network or memo can cause permanent loss. Network fees are charged by the blockchain, not by us, and are shown before you sign.

Status in the app is derived from the networks and can be delayed; do not repeat a transfer because a screen has not updated yet.

5. Independent providers

• Buying with a card is provided by MoonPay under its own terms. MoonPay decides whether to accept a purchase, performs identity checks and processes the payment; we only pass your request and show the result. During the beta, purchases run in MoonPay's test mode and are marked “(test)”; no real payment is taken.
• Swaps are executed by independent exchange protocols and aggregators from your own address. The provider sets the rate, fees and conditions shown in the quote. We do not charge a fee on swaps in this version.
• Staking delegates your coins to a validator you choose on the network's own rules; rewards, lock periods and risks are set by the network and the validator, not by us.
• WalletConnect connects the app to third-party apps and websites you choose. We are not responsible for those apps; review every request before you sign it.

A provider appearing in the app is not an endorsement, and its availability can depend on your location and on the provider's own status.

6. Assets, prices and information

Asset lists, prices, charts and market data are collected from third-party sources and can be delayed, incomplete or wrong. They are information, not advice. Digital assets can lose value or become unusable; token issuers and networks can change their rules. We do not give investment, legal or tax advice and do not guarantee any outcome. You are responsible for your decisions and for your tax obligations.

The QuiNVarium TestNet (QNV) network shown in the app is a test network. Its coin has no monetary value, is not sold and can be reset.

7. Fees

Network fees go to the blockchain. Provider fees and spreads go to the provider and are shown in its quote or checkout. QuiNVarium currently charges no fee of its own. If we introduce one, the amount will be shown before you confirm the transaction and these Terms will be updated.

8. Software, open source and trademarks

The app incorporates third-party and open-source components. Their licences govern those components and nothing in these Terms limits the rights they grant; the list of components, their licences and the applicable source availability are published on the open-source page of our website. QuiNVarium's name and marks are ours; do not present your product as ours or as endorsed by us.

9. Availability and changes

We may change, add or remove features, networks, assets and providers, and may suspend the service for security, legal or operational reasons. We will give notice of material changes where the law requires it. Ending your use of the app does not undo completed transactions and does not affect your control of your assets: with your recovery phrase you can use them in any compatible wallet.

10. Liability

We provide the app and the service with reasonable care and skill and comply with the mandatory standards that apply to us. To the extent permitted by law, we are not liable for losses caused by blockchain networks, independent providers, your device, your actions or a third party's actions that we did not cause, nor for indirect or consequential loss. Nothing in these Terms excludes liability for fraud, intentional misconduct, gross negligence, death or personal injury caused by negligence, or any liability or consumer right that cannot lawfully be excluded. These Terms contain no liability cap, no mandatory arbitration and no class-action waiver.

11. Law and disputes

These Terms are governed by the law of New Mexico and applicable United States federal law, without depriving you of the mandatory protections of the law where you live. Contact us first at support@quinvarium.app so we can try to resolve a problem; this does not limit your right to go to a court or a regulator.

12. Changes to these Terms

We will update the version and date above and show the change in the app where required. Changes apply going forward; they do not remove rights connected with an earlier transaction. If you do not accept a change, stop using the app; your assets remain under your control through your recovery phrase.